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The Important Part Our Loans Fees
SHORT TERM LOANS CHARGES
Short term loans are available when you need them the most, that’s why we believe in crystal clear charges with no nasty surprises.
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Why is the RAPR High?
RAPR stands for Representative Annual Percentage Rate and it is the rate that we expect at least 51% of our customers to be charged on their loan. This means that it is representative of what the majority of our consumers will pay as a percentage rate on their loan. The RAPR looks high because the interest for short term loans is often shown as being very high. The reason for this is that every company who provides credit or acts as a broker to credit must show their interest as an annual rate. This is a really helpful way to compare longer term loans (those which are taken out for a period of 12 months or more), but for shorter term lending options it is not so representative.
Penalties Relating to Late or Non-Payment
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Disclosure of Fees
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